Hyperswitch
Hyperswitch from Juspay delivers the most comprehensive open-source payment orchestration stack available — a Rust-built platform that connects to Stripe, Adyen, Braintree, Worldpay, Checkout.com, Cybersource, and 120+ payment processors through a single API integration. Intelligent routing drives each transaction to the processor with the highest predicted authorization rate using rule-based, volume-based, and machine learning algorithms, while seamless failover and automatic retries recover revenue from declined transactions using 30+ parameters including decline codes, card BIN, transaction size, and region. The PCI-compliant card vault stores payment methods securely in a dedicated service separate from the main application server, and the reconciliation engine automates 2-way and 3-way matching with backdated support, staggered scheduling, and customizable audit-ready outputs. The Control Center dashboard provides visual workflow builders for routing rules, payment analytics, and operations management. Cost observability tools drill into scheme, interchange, and acquirer fees to detect anomalies and optimize processing costs. The modular architecture allows deploying individual components — routing, retries, vaulting, observability, or the full suite — without vendor lock-in. The web client SDK collects payment information with prebuilt UI components and supports WooCommerce integration. Deploy via Docker Compose with the app server, control center, card vault, and PostgreSQL. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. Apache-2.0 licensed.
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