Your money lives in plain text forever here: Beancount.io keeps double-entry books in readable .bean files you can diff, back up, and open in any editor, then turns them into polished reports you can explore in a browser. Open the income statement to see monthly net profit with income and expense trees, switch to the balance sheet for net worth over time with assets, liabilities, and equity broken down by account, or browse the journal to filter more than a thousand transactions by date, account, narration, or payee. The accounts page lists every account with its status, open date, and posting count, and the overview pulls net worth, account balances, recent activity, and income against expenses onto one page. Record the same entry from the web journal, the bea command line, Python, or native phone apps, because every surface reads and writes the same ledger file. Statement import, bank reconciliation, BQL queries, and month-end close prompts are built in for automation, and an MCP server lets coding agents query and edit the ledger with dry-run previews and per-call authorization. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

A plain text journal is all Paisa needs to put your net worth, cash flow, expenses, and investment returns on one set of dashboards. Write entries in the built-in editor. It brings syntax highlighting, auto completion, error checking, and auto formatting to double-entry journals. Bank and credit card statements in CSV, Excel, or PDF import through reusable templates that categorize every transaction. Price providers track mutual funds, NPS holdings, and stocks. Manual prices revalue a house, a car, or a plot of land. Budgets set a limit for each category and track spending against it. Allocation targets show how far a debt and equity split has drifted. Goals compute a completion date from monthly savings. The retirement planner works from a safe withdrawal rate and yearly expenses. A calendar marks recurring bills as cleared, late, past due, or upcoming, and Liabilities pages cover credit cards, loan repayment, and interest. Live Sheets calculate taxes and EMIs from ledger data. Journals and settings stay in plain text files that can be version controlled or shared, and ledger, hledger, and beancount are all supported. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0-or-later licensed.