Maybe Finance
Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial
personal finance product before the company released it all. It aggregates bank accounts,
credit cards, loans, investments, crypto, and real estate into a single net worth dashboard
with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio
together. Transactions are categorized and tagged with rules, with merchant tracking and
search across imported or synced activity; budgets track spending by category against plan;
and the investment view follows holdings, cost basis, and returns across brokerage accounts.
Multi-currency support converts accounts held in different currencies into a single reporting
currency, bank synchronization works through Plaid where supported, and manual CSV import
covers any institution. An optional AI assistant answers questions grounded in your own
financial data. Because the app was built as a paid product with professional design before
being open-sourced, its interface quality exceeds most community finance tools - and
self-hosting means your balances and transactions are not monetized by a free app or gated
behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed
AGPL-3.0 and deployed via Docker. The original repository is archived; development continues
in the community fork Sure, compatible with the same self-hosted setup.
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