With over 24,000 GitHub stars and active development since 2014, Firefly III is the self-hosted personal finance manager that gives you complete control over your financial data without ever contacting external servers. The double-entry bookkeeping system tracks every transaction with source and destination accounts, ensuring accurate balance calculations and audit trails across checking, savings, credit card, cash, and asset accounts. Budget management sets monthly spending limits by category with visual progress tracking and rollover support for unused allocations. Rule-based transaction automation applies categorization, tags, and budget assignments automatically based on configurable conditions matching description, amount, source, and destination patterns. Recurring transactions schedule regular bills, subscriptions, and income entries with automatic creation on configured dates. Piggy banks divide savings accounts into virtual sub-accounts for goal tracking with target amounts and deadlines. Financial reports include income versus expense summaries, budget performance charts, category breakdowns, tag reports, and net worth tracking with weekly, monthly, and yearly time ranges. Multi-currency support handles any currency with configurable exchange rates for international finance tracking. The REST JSON API covers nearly every feature for integration with external tools, import utilities, and the companion Firefly III Data Importer for bank statement processing. Two-factor authentication provides account security. Self-hosting deploys via Docker containers or directly on PHP 8.5+ with MySQL or PostgreSQL. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Every unit of income gets a job in Actual Budget - a local-first personal finance app built on envelope (zero-sum) budgeting, where you can only budget cash you actually have, which keeps the plan honest by construction. The data model is a SQLite file that lives on your device and works fully offline; the self-hosted Node.js sync server adds background multi-device synchronization using CRDT-based distributed-systems machinery, browser and mobile access as an installable web app, and automated backups. Optional end-to-end encryption makes the synced data unreadable even to the server hosting it. Transactions enter three ways: manual entry, file import (CSV, QIF, OFX, QFX, CAMT.053), or automatic bank syncing through GoCardless for EU/UK banks and SimpleFIN for US/Canada. Built-in YNAB4 and nYNAB importers migrate complete budget histories, and reports, schedules for recurring transactions, and rule-based transaction cleanup handle the day-to-day. A fully featured local API lets developers script custom importers and automation against their own data. 100% free, open source, and 26k stars strong.

Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial personal finance product before the company released it all. It aggregates bank accounts, credit cards, loans, investments, crypto, and real estate into a single net worth dashboard with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio together. Transactions are categorized and tagged with rules, with merchant tracking and search across imported or synced activity; budgets track spending by category against plan; and the investment view follows holdings, cost basis, and returns across brokerage accounts. Multi-currency support converts accounts held in different currencies into a single reporting currency, bank synchronization works through Plaid where supported, and manual CSV import covers any institution. An optional AI assistant answers questions grounded in your own financial data. Because the app was built as a paid product with professional design before being open-sourced, its interface quality exceeds most community finance tools - and self-hosting means your balances and transactions are not monetized by a free app or gated behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed AGPL-3.0 and deployed via Docker. The original repository is archived; development continues in the community fork Sure, compatible with the same self-hosted setup.

After the bills are covered, how much is actually safe to spend? monetr organizes an entire budgeting application around that one question. Inspired by the defunct Simple bank, it budgets paycheck by paycheck rather than month by month. Funding schedules encode when you get paid - including multiple schedules per account and a weekend-exclusion option for deposits that land early - and every expense or savings goal is tied to one. monetr then calculates how much of each recurring obligation (rent, car payment, subscriptions, on any repeat interval) to set aside from each paycheck, so a large bill never has to come out of a single check. What remains after allocations is surfaced as Free-To-Use, and a forecasting timeline projects contributions, due dates, and leftover funds forward so low-balance periods are visible before they happen. Transactions arrive either as OFX uploads from your bank or automatically through a Plaid connection using your own API credentials, keeping balances and transactions synced without manual entry. The app is mobile-friendly and installable as a PWA on desktop or phone. Self-hosting via Docker Compose is completely free, with all source code public and your financial data on your own hardware.

When your bank balances, brokerage holdings, credit cards, loans, and crypto wallets sit scattered across a dozen institutional portals, Sure brings your entire financial life into one private, self-hosted wealth management workspace. You can track checking, savings, real estate, vehicles, and multi-currency investment portfolios while monitoring real-time net worth charts and thirty-day account sparklines. Automated account synchronization connects through Plaid, SimpleFIN, Enable Banking, Lunch Flow, SnapTrade, Questrade, and native Bitcoin, EVM, or Solana wallet integrations, alongside manual CSV, XLSX, and PDF statement imports. A built-in statement vault parses date ranges and opening or closing balances directly from uploaded PDF statements in seven languages to reconcile your ledger against bank records. Day-to-day transactions support nested subcategories, merchants, tags, receipt attachments, and automated categorization rules with regular expression matching. Monthly budgets let households run shared family budgets alongside individual member budgets while automatically excluding 401(k) and IRA retirement contributions from spending limits. Portfolio tracking pulls market prices from Yahoo Finance, Tiingo, Twelve Data, and Alpha Vantage, calculates or locks per-share cost basis, and labels buys, sells, and dividends. An optional AI assistant sidebar answers natural-language questions about your cash flow and spending habits. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Allocating every incoming dollar into purposeful spending and savings buckets before transactions occur, OpenBudgeteer gives households complete financial control through a self-hosted zero-based envelope budgeting platform. Users can organize expenditures into customizable bucket hierarchies, grouping everyday living costs, debt repayments, and sinking funds into distinct categories with target balances. Financial planners can import bank statement files via flexible CSV mapping profiles that parse transaction descriptions, clean up merchant strings, and auto-assign records to corresponding expense buckets. The transaction registry provides split-transaction functionality, allowing shoppers to divide a single department store receipt across grocery, household, and clothing envelopes with exact currency precision. Interactive progress bars display bucket health throughout the billing month, signaling when spending velocity threatens allocated limits and calculating suggested contributions for forthcoming paychecks. Advanced forecasting reports plot multi-month net worth trajectories, track category expenditure patterns, and calculate burn rates against long-term retirement and emergency savings goals. Account balances synchronize across multiple physical checking accounts, credit cards, and cash wallets, ensuring total bucket balances reconcile perfectly against real bank reserves. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL v3 licensed.

Budget Board is an open-source personal finance dashboard built to replace Mint by unifying checking accounts, credit cards, property assets, monthly category budgets, and long-term savings goals under your own roof. Households can connect their financial institutions through SimpleFIN for North American banks or LunchFlow for international accounts so balances and daily transactions sync automatically on a configurable schedule. If you prefer offline statement management, the bulk CSV importer parses custom date and amount formats while mapping rows directly to your accounts. Once transactions arrive, you can train the built-in machine learning auto-categorizer on your historical spending with a customizable confidence threshold, or define deterministic rules that match merchant descriptions, dates, and amounts. Monthly budget cards track hierarchical parent and child categories against spending limits, and the goals workspace calculates progress toward paying down debt or building an emergency fund. Interactive trends charts let you filter cash flow, net worth, and category breakdowns across custom date ranges and accounts. Multi-user households can secure their financial records with local two-factor authentication or external OpenID Connect single sign-on, alongside localized date and currency formatting in English, German, French, and Simplified Chinese. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Consolidate daily to-do lists, encrypted passwords, household spending, contacts, and family photo galleries into Personal Management System, a self-hosted private command center for everyday life. Individuals can organize recurring schedules and calendar milestones with proactive notification alerts so important appointments, vehicle servicing dates, and recurring bill renewals are never overlooked. Users can balance household budgets and track expenditure across custom spending categories, calculating monthly cash flow balances while monitoring debts owed to friends or family members. Privacy-conscious users can safeguard account credentials inside an encrypted password vault featuring quick-copy buttons and secondary lock protection for sensitive personal entries. Goal setters can track multi-step personal targets and link financial milestones directly to dedicated savings pools. Home organizers can catalog contacts, log travel destinations with mapped imagery, and maintain categorized notes containing voice memos, bookmarks, and reference materials. Collectors can sort family photos and video recordings into interactive masonry galleries with built-in lightbox previews and file download tools. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Started as an ExpenseOwl-inspired project, Wally grew into a lightweight, self-hosted expense tracker more capable in every direction its author touched. The backend is Python FastAPI over SQLite, which means every deployment ships a full REST API with interactive documentation at /api/docs - automating imports or wiring in external tools requires no reverse engineering, and when the optional login page is enabled you can mint scoped API keys from the Settings page for token-based integrations. The transactions view is built on AG Grid, bringing real search, column sorting, and per-column filtering to your ledger, with a footer totaling rows, income, and expenses for whatever slice you have filtered. Dashboards go beyond the usual monthly doughnut: a Change button swaps in year-scale line graphs so you can track a single category - restaurants, say - across time. Recurring transactions edit intelligently, letting you apply changes to all instances or only future ones. CSV import and export use a simple six-column format handled from Settings, the refined dark theme is genuinely easy on the eyes, and the interface is translated into more than ten languages. The whole thing runs from one small container with a single data volume.

Roughly 40 integrated business apps forming a full ERP: Odoo's open-source suite runs companies end to end. The Community Edition, licensed LGPL-3.0, ships roughly 40 apps covering CRM, sales, invoicing, basic accounting (journals, chart of accounts, taxes, reconciliation), inventory and warehouse management with multi-step routes, manufacturing with BOMs and work orders, purchasing, project management, timesheets, HR, a website builder, and eCommerce. Each app works standalone, but they share one PostgreSQL database and one data model, so a confirmed sale updates stock, triggers procurement, and posts invoices without integration glue. The modular design means you enable only the apps you need and extend with 40,000+ community modules from the Odoo app store covering nearly any vertical requirement. Inventory supports multi-warehouse stock, reordering rules, and lot and serial tracking with barcode-ready operations; manufacturing ties BOMs, work orders, and work-center routing directly to sales demand and stock levels; and the website builder sells straight from your product catalog with payment provider integrations. You can start with just CRM and invoicing on day one and switch on inventory or eCommerce later - new apps integrate with existing data instantly because the schema is shared. The server is Python with an XML/JavaScript view layer, and because data lives in plain PostgreSQL there is no proprietary format: you can query, back up, migrate, and extend business data directly, with unlimited users and no per-seat licensing - where enterprise ERP pricing is per user per month, headcount here costs nothing.

With over 37,800 GitHub stars and active development since its first release in 2008, ERPNext is the most-starred open-source ERP system — delivering accounting, inventory management, manufacturing, CRM, project tracking, asset management, HR, and point-of-sale capabilities through a unified web interface built on the Frappe Framework's metadata-driven architecture. The accounting module handles multi-company consolidation, multi-currency transactions, tax templates for GST and VAT, bank reconciliation, and automated journal entries with real-time profit and loss, balance sheet, and cash flow reporting. Manufacturing covers production planning with multi-level bill of materials, work order scheduling, capacity planning, subcontracting, and quality inspection at each production stage. Inventory tracks stock across multiple warehouses with batch and serial number tracing, automatic reorder levels, landed cost calculations, and perpetual inventory valuation using FIFO or moving average methods. The CRM module manages leads, opportunities, and customer communication with email integration, while project management tracks tasks, timesheets, and Gantt-based scheduling with budget controls. Custom applications extend functionality through the Frappe ecosystem without forking the core codebase, and the REST API enables integration with payment gateways, shipping providers, and third-party services. Deployable via Docker Compose or the bench CLI tool with MariaDB and Redis. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. GPL-3.0 licensed.

Akaunting is an online accounting software for small businesses and freelancers. The double-entry accounting engine provides a full Chart of Accounts, journal entries, and balance sheet reporting, eliminating the manual errors inherent in single-entry systems. Unlimited invoice creation with customizable templates, automatic payment reminders, and client portal access lets businesses present professional documents and accept payments through PayPal, Stripe, and other gateway integrations. Expense tracking captures operational costs with category-based organization, receipt scanning, and vendor bill management with overdue payment alerts. Bank Feeds auto-syncs transactions from connected bank accounts and matches them against invoices and bills for streamlined reconciliation. The dashboard displays receivables, payables, cash flow summaries, profit and loss charts, expenses by category, and account balances at a glance with configurable date ranges. Quotes and estimates convert directly into invoices upon client approval, while recurring invoices and bills automate periodic billing without manual intervention. The modular architecture built on Laravel with the Akaunting Module package enables an App Store where developers publish extensions for payroll, inventory, projects, and CRM functionality. Multi-company support manages separate books from a single installation with per-company user roles. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. BSL licensed.

Full double-entry accounting on your own server: Manager.io Server Edition runs the same engine as the free desktop edition as a web server, so unlimited users work in unlimited businesses concurrently, with all books on infrastructure you control. The module coverage is genuinely comprehensive - general ledger with a customizable chart of accounts, sales and purchase invoices, quotes and orders, bank and cash account reconciliation, inventory with stock tracking, fixed assets with depreciation, payroll, multi-currency with exchange gains and losses, tax codes for VAT and GST regimes, and the complete reporting stack: balance sheet, profit and loss, trial balance, aged receivables and payables, and cash flow statements. The interface is translated into more than seventy languages, reflecting a genuinely global user base. The licensing model is the refreshing part: a server license is a one-time perpetual purchase, not a subscription - twelve months of updates included, optional renewals after, no per-user tiers, no data limits, and you can downgrade to the free desktop edition anytime, so your books are never hostage. Businesses wanting collaborative accounting behind their own firewall, with data sovereignty and no monthly fees, get exactly that.

Bigcapital gives small and medium businesses a complete double-entry accounting, invoicing, and inventory management platform they can self-host for free, replacing the per-seat subscriptions of QuickBooks, Xero, and Wave. Every transaction records debits and credits across your chart of accounts, automatically generating balance sheets, profit and loss statements, trial balances, general ledger reports, journal entries, accounts receivable and payable summaries, cash flow analysis, inventory valuation, and inventory summary reports. Sales invoicing supports recurring schedules, customer payment tracking, estimate-to-invoice conversion, and configurable GST/VAT tax rates. Purchase invoicing handles vendor bills with expense categorization for payroll, rent, and operational costs. The inventory module tracks stock levels using FIFO and average cost methods, automatically adjusting quantities on every sale or purchase and providing reorder alerts. Multi-currency accounting converts transactions at real-time exchange rates and consolidates them under customer or vendor profiles with detailed currency reports. The platform deploys via Docker Compose with multi-tenant isolation giving each organization its own separate database, requiring as little as 2GB RAM for the complete production stack. A headless REST API with Postman collections lets developers embed the accounting engine into external applications for programmatic transaction management. Role-based permissions control access for team members and invited accountants across organizations. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Wealthfolio is a portfolio tracker offering a complete wealth management platform where financial data never leaves your infrastructure. Built on Rust with an Axum HTTP server, Diesel ORM, and SQLite storage, paired with a React 19 and Vite frontend, version 3.6 tracks stocks, ETFs, mutual funds, crypto, and cash savings across unlimited accounts with unified holdings. The performance engine calculates time-weighted returns (TWR), internal rate of return (IRR), volatility, maximum drawdown, and benchmark comparisons against the S&P 500 and custom indices, scoped per-account or across the entire portfolio. Net worth tracking monitors assets including real estate, vehicles, collectibles, and precious metals alongside liabilities, with stale-valuation warnings for items not updated in 90+ days. The spending module categorizes transactions automatically, supports multi-currency credit cards, builds budgets with monthly targets and rollovers, and generates narrative insights. A built-in AI assistant answers portfolio questions, suggests asset classifications, and imports transactions conversationally — bring your own API key from OpenAI, Anthropic, or use local LLMs. The addon system provides sandboxed extensions with granular permission declarations across 16 capability domains. CSV import maps broker exports with per-broker recipes for Interactive Brokers, Schwab, Fidelity, and dozens more. Market data streams from Yahoo Finance with automatic currency conversion. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Log a date, amount, and category; get a clean monthly pie chart and a cashflow strip showing income, expenses, and net balance - ExpenseOwl is expense tracking stripped to what actually matters. The MIT-licensed Go application deliberately is not a budgeting system - no envelopes, no accounts, no double-entry, no bank sync - because its author found tools like Firefly III and Actual too heavy for the simple question "where did this month's money go?" The dashboard makes that question fast: click a pie slice to exclude fixed costs like rent and see discretionary spending clearly, then drill into a chronological table view to inspect or delete individual transactions. Recurring transactions handle salaries and subscriptions automatically, optional tags add a second classification axis, and settings cover custom categories, currency symbol, and a configurable month start date for non-calendar pay cycles. CSV import migrates data from virtually any other tool, and CSV export keeps your data portable. It ships as a self-contained binary and multi-architecture Docker image with zero internet interaction, stores data in flat JSON files by default (PostgreSQL optional), and installs as a PWA on phones. Single-user by design; pair it with an authenticating reverse proxy if exposed publicly.