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Self-Hosted Productivity Finance Expense Tracking Budgeting Personal Finance Money Management Forecasting

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Last Updated: 07-20-2026 02:50 PM (UTC)

Monetr

After the bills are covered, how much is actually safe to spend? monetr organizes an entire budgeting application around that one question. Inspired by the defunct Simple bank, it budgets paycheck by paycheck rather than month by month. Funding schedules encode when you get paid - including multiple schedules per account and a weekend-exclusion option for deposits that land early - and every expense or savings goal is tied to one. monetr then calculates how much of each recurring obligation (rent, car payment, subscriptions, on any repeat interval) to set aside from each paycheck, so a large bill never has to come out of a single check. What remains after allocations is surfaced as Free-To-Use, and a forecasting timeline projects contributions, due dates, and leftover funds forward so low-balance periods are visible before they happen. Transactions arrive either as OFX uploads from your bank or automatically through a Plaid connection using your own API credentials, keeping balances and transactions synced without manual entry. The app is mobile-friendly and installable as a PWA on desktop or phone. Self-hosting via Docker Compose is completely free, with all source code public and your financial data on your own hardware.

Monetr

Benefits

  • One Number You Can Trust
  • Free-To-Use shows what's genuinely spendable after every bill has its share set aside - no mental math against upcoming due dates.
  • Big Bills, Small Bites
  • Quarterly insurance or annual subscriptions get funded gradually from each paycheck instead of ambushing a single one.
  • Budgets That Match Your Payday
  • Weekly, biweekly, semi-monthly, or irregular - funding schedules mirror how you're actually paid, not a calendar month.
  • See the Shortfall Before It Happens
  • Forecasting projects allocations and balances forward, exposing tight periods while there's still time to adjust.

Features

  • Funding Schedules
  • Payday-based allocation rules, multiple per account, with weekend exclusion and estimated-deposit forecasting.
  • Recurring Expense Tracking
  • Obligations on any interval, with per-paycheck contributions calculated automatically against due dates.
  • Free-To-Use Calculation
  • A live figure of unallocated money after all budgets are funded.
  • Financial Forecasting
  • Timelines of predicted contributions, expense usage, and leftover funds per funding event.
  • Plaid and OFX Import
  • Automated bank sync with your own Plaid credentials, or manual OFX file uploads.
  • Installable Web App
  • Mobile-friendly PWA that installs on desktop and phone; self-hosted free via Docker Compose.