Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial personal finance product before the company released it all. It aggregates bank accounts, credit cards, loans, investments, crypto, and real estate into a single net worth dashboard with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio together. Transactions are categorized and tagged with rules, with merchant tracking and search across imported or synced activity; budgets track spending by category against plan; and the investment view follows holdings, cost basis, and returns across brokerage accounts. Multi-currency support converts accounts held in different currencies into a single reporting currency, bank synchronization works through Plaid where supported, and manual CSV import covers any institution. An optional AI assistant answers questions grounded in your own financial data. Because the app was built as a paid product with professional design before being open-sourced, its interface quality exceeds most community finance tools - and self-hosting means your balances and transactions are not monetized by a free app or gated behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed AGPL-3.0 and deployed via Docker. The original repository is archived; development continues in the community fork Sure, compatible with the same self-hosted setup.

Ocular provides a modern personal finance workspace that plots your household income and expenditures across multi-year horizons to eliminate surprises in annual budgeting. Users can define custom income streams, configure recurring fixed obligations like rent and utilities, and allocate discretionary spending allowances into designated category groups. Interactive Sankey diagrams and cumulative balance curves visualize projected net savings trajectories, signaling upcoming cash crunches months in advance. The annual planning matrix breaks down monthly figures across twelve periods, calculates automatic net savings, and highlights active fiscal cycles. Keyboard shortcuts accelerate data entry with inline arithmetic expression evaluation directly inside currency cells. Built-in multi-currency conversion and localization settings allow international households and remote professionals to manage diverse revenue streams effortlessly. A dedicated privacy mode masks sensitive monetary amounts when working in public spaces, while complete ledgers export cleanly as portable JSON archives. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Started as an ExpenseOwl-inspired project, Wally grew into a lightweight, self-hosted expense tracker more capable in every direction its author touched. The backend is Python FastAPI over SQLite, which means every deployment ships a full REST API with interactive documentation at /api/docs - automating imports or wiring in external tools requires no reverse engineering, and when the optional login page is enabled you can mint scoped API keys from the Settings page for token-based integrations. The transactions view is built on AG Grid, bringing real search, column sorting, and per-column filtering to your ledger, with a footer totaling rows, income, and expenses for whatever slice you have filtered. Dashboards go beyond the usual monthly doughnut: a Change button swaps in year-scale line graphs so you can track a single category - restaurants, say - across time. Recurring transactions edit intelligently, letting you apply changes to all instances or only future ones. CSV import and export use a simple six-column format handled from Settings, the refined dark theme is genuinely easy on the eyes, and the interface is translated into more than ten languages. The whole thing runs from one small container with a single data volume.

Your bank balance is only part of what you own, and MoneyMatter adds the rest: cash accounts, brokerage portfolios, cars, loans, and private deals roll into one net worth figure in your base currency. Add transactions by hand, import CSV, OFX, QFX, YNAB, Wallet, or Microsoft Money files, or let an AI model you provide parse a statement, while Monobank, SimpleFIN, Lunch Flow, and Walutomat connections sync accounts automatically. Each transaction can carry categories, tags, payees, notes, attachments, and splits, transfers and refunds link to their counterparts, and automation rules tidy new entries. Envelope-style budgets assign money to lines with Assigned, Activity, and Available columns and rollover rules, savings goals read progress from account balances, subscriptions and bills send reminders, and loans show payoff projections. Stocks, ETFs, and crypto are priced daily, vehicles depreciate along a curve, and a FIRE planner estimates years to Lean, Regular, Fat, Barista, and Coast FIRE. A customizable dashboard, cash flow, money flow, net worth history, trends comparison, and pivot table chart the results. Share accounts with a household member, export JSON, CSV, or XLSX, back up everything, or connect Claude, ChatGPT, or Claude Code through the built-in MCP server. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Securo is a privacy-first personal finance platform that keeps all your financial data in your own PostgreSQL instance while connecting to 2,500+ banks across three continents for automated transaction sync. The FastAPI backend with React/TypeScript frontend deploys via Docker Compose on ports 3000 and 8000, with Redis-backed Celery workers handling background synchronization. Bank connections span approximately 2,500 European PSD2 institutions through Enable Banking across 29 countries, US and international banks via SimpleFIN's open protocol, and Brazilian banks through Pluggy, all refreshing automatically every four hours. Multi-account management tracks checking, savings, credit cards, and investments with running balances. The auto-categorization rules engine applies pattern-matching across merchants and amounts. Goal tracking monitors savings targets with progress visualization, asset management handles stocks and custom instruments with configurable valuation growth rules, and reports generate Net Worth and Income vs Expenses charts with category sparklines. Optional AI Agents provide LLM chat with tool-use over your financial data through MCP, supporting OpenAI, Anthropic, Ollama, and compatible providers with per-agent RAG knowledge bases accessible via a global command palette. Multi-user support includes OIDC login, passkey authentication, TOTP two-factor, privacy mode, and multi-currency FX conversion via Open Exchange Rates. 1,500+ stars since March 2026. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Ditch the spreadsheet for good: Whisper Money is a privacy-first personal finance app you host yourself to see exactly where your money goes, without your data being sold or profiled for ads. Connect multiple bank accounts in one place, fill them by hand or CSV import, and watch transactions categorize themselves automatically. Automation rules handle the repetitive sorting: rent, subscriptions, and transfers land in the right buckets every time. Brokers and exchanges including Indexa Capital, Coinbase, Binance, Bitpanda, Wise, and Interactive Brokers connect with your own API keys, so investments sit beside everyday spending. Optional open banking through EnableBanking can pull a year of movements and keep them current, and it stays switched off until you configure it. AI features suggest categories and rules and summarize your stats reports, and you choose the provider: Gemini by default, or OpenAI, Anthropic, Groq, DeepSeek, Mistral, any OpenAI-compatible endpoint, or a local Ollama server so nothing leaves your infrastructure. Spending pattern insights turn raw transactions into an honest picture of your habits, month after month. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. CC BY-NC 4.0 licensed.

One net worth figure should not require five logins. Picsou Finance pulls every account you own into a single self-hosted dashboard and reports how the total got there, month by month. More than 2,000 European banks connect through Enable Banking's PSD2 consent flow and US institutions through SimpleFIN, so balances and transactions refresh without manual CSV imports. Read-only sidecars reach the accounts PSD2 cannot touch: BoursoBank securities accounts, Trade Republic positions, Bourse Direct portfolios, and Amundi employee savings plans land in the same ledger as daily banking. Binance and Meria exchange sync plus on-chain Bitcoin, Ethereum, and Solana addresses put crypto exposure next to your savings instead of in a separate tracker. Monthly snapshots rebuild the net worth history account by account, separating capital you invested from growth the portfolio produced. French property is valued automatically each month from public transaction data, with each co-owner's share and the mortgage netted into the equity figure. Savings goals carry deadlines and progress bars, an ETF opens to its top holdings with country and sector breakdowns, accounts share with family members under NONE, ALL, or MANUAL rules, sign-in is guarded by TOTP two-factor authentication, and everything exports as a GDPR ZIP. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. Apache 2.0 + Commons Clause licensed.

Budget Board is an open-source personal finance dashboard built to replace Mint by unifying checking accounts, credit cards, property assets, monthly category budgets, and long-term savings goals under your own roof. Households can connect their financial institutions through SimpleFIN for North American banks or LunchFlow for international accounts so balances and daily transactions sync automatically on a configurable schedule. If you prefer offline statement management, the bulk CSV importer parses custom date and amount formats while mapping rows directly to your accounts. Once transactions arrive, you can train the built-in machine learning auto-categorizer on your historical spending with a customizable confidence threshold, or define deterministic rules that match merchant descriptions, dates, and amounts. Monthly budget cards track hierarchical parent and child categories against spending limits, and the goals workspace calculates progress toward paying down debt or building an emergency fund. Interactive trends charts let you filter cash flow, net worth, and category breakdowns across custom date ranges and accounts. Multi-user households can secure their financial records with local two-factor authentication or external OpenID Connect single sign-on, alongside localized date and currency formatting in English, German, French, and Simplified Chinese. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Stocks, ETFs, crypto, bonds, precious metals, and cash across every account and currency, in one privacy-first dashboard: Ghostfolio is open-source wealth management software. The deliberate design decision is no brokerage linking: positions enter by manual entry, CSV import, or the REST API, so your holdings never pass through a data aggregator. Performance is measured as return on average investment across Today, WTD, MTD, YTD, 1Y, 5Y, and Max timeframes, with benchmark comparison against indices like the S&P 500, dividend tracking, and allocation breakdowns by asset class, region, and sector. A static X-ray analysis flags concentration and other portfolio risks, and a FIRE calculator projects progress toward financial independence. Multi-currency support converts holdings using historical exchange rates, market data comes from Yahoo Finance and CoinGecko among other pluggable providers, and everything exports back out as CSV or JSON. Built with Angular and NestJS on PostgreSQL and Redis, shipped as Docker images for amd64 and ARM, with a mobile-first PWA interface, dark mode, and a distraction-free Zen mode. AGPL-licensed.

Wealthfolio is a portfolio tracker offering a complete wealth management platform where financial data never leaves your infrastructure. Built on Rust with an Axum HTTP server, Diesel ORM, and SQLite storage, paired with a React 19 and Vite frontend, version 3.6 tracks stocks, ETFs, mutual funds, crypto, and cash savings across unlimited accounts with unified holdings. The performance engine calculates time-weighted returns (TWR), internal rate of return (IRR), volatility, maximum drawdown, and benchmark comparisons against the S&P 500 and custom indices, scoped per-account or across the entire portfolio. Net worth tracking monitors assets including real estate, vehicles, collectibles, and precious metals alongside liabilities, with stale-valuation warnings for items not updated in 90+ days. The spending module categorizes transactions automatically, supports multi-currency credit cards, builds budgets with monthly targets and rollovers, and generates narrative insights. A built-in AI assistant answers portfolio questions, suggests asset classifications, and imports transactions conversationally — bring your own API key from OpenAI, Anthropic, or use local LLMs. The addon system provides sandboxed extensions with granular permission declarations across 16 capability domains. CSV import maps broker exports with per-broker recipes for Interactive Brokers, Schwab, Fidelity, and dozens more. Market data streams from Yahoo Finance with automatic currency conversion. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Allocating every incoming dollar into purposeful spending and savings buckets before transactions occur, OpenBudgeteer gives households complete financial control through a self-hosted zero-based envelope budgeting platform. Users can organize expenditures into customizable bucket hierarchies, grouping everyday living costs, debt repayments, and sinking funds into distinct categories with target balances. Financial planners can import bank statement files via flexible CSV mapping profiles that parse transaction descriptions, clean up merchant strings, and auto-assign records to corresponding expense buckets. The transaction registry provides split-transaction functionality, allowing shoppers to divide a single department store receipt across grocery, household, and clothing envelopes with exact currency precision. Interactive progress bars display bucket health throughout the billing month, signaling when spending velocity threatens allocated limits and calculating suggested contributions for forthcoming paychecks. Advanced forecasting reports plot multi-month net worth trajectories, track category expenditure patterns, and calculate burn rates against long-term retirement and emergency savings goals. Account balances synchronize across multiple physical checking accounts, credit cards, and cash wallets, ensuring total bucket balances reconcile perfectly against real bank reserves. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL v3 licensed.

With over 24,000 GitHub stars and active development since 2014, Firefly III is the self-hosted personal finance manager that gives you complete control over your financial data without ever contacting external servers. The double-entry bookkeeping system tracks every transaction with source and destination accounts, ensuring accurate balance calculations and audit trails across checking, savings, credit card, cash, and asset accounts. Budget management sets monthly spending limits by category with visual progress tracking and rollover support for unused allocations. Rule-based transaction automation applies categorization, tags, and budget assignments automatically based on configurable conditions matching description, amount, source, and destination patterns. Recurring transactions schedule regular bills, subscriptions, and income entries with automatic creation on configured dates. Piggy banks divide savings accounts into virtual sub-accounts for goal tracking with target amounts and deadlines. Financial reports include income versus expense summaries, budget performance charts, category breakdowns, tag reports, and net worth tracking with weekly, monthly, and yearly time ranges. Multi-currency support handles any currency with configurable exchange rates for international finance tracking. The REST JSON API covers nearly every feature for integration with external tools, import utilities, and the companion Firefly III Data Importer for bank statement processing. Two-factor authentication provides account security. Self-hosting deploys via Docker containers or directly on PHP 8.5+ with MySQL or PostgreSQL. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Every unit of income gets a job in Actual Budget - a local-first personal finance app built on envelope (zero-sum) budgeting, where you can only budget cash you actually have, which keeps the plan honest by construction. The data model is a SQLite file that lives on your device and works fully offline; the self-hosted Node.js sync server adds background multi-device synchronization using CRDT-based distributed-systems machinery, browser and mobile access as an installable web app, and automated backups. Optional end-to-end encryption makes the synced data unreadable even to the server hosting it. Transactions enter three ways: manual entry, file import (CSV, QIF, OFX, QFX, CAMT.053), or automatic bank syncing through GoCardless for EU/UK banks and SimpleFIN for US/Canada. Built-in YNAB4 and nYNAB importers migrate complete budget histories, and reports, schedules for recurring transactions, and rule-based transaction cleanup handle the day-to-day. A fully featured local API lets developers script custom importers and automation against their own data. 100% free, open source, and 26k stars strong.

When your bank balances, brokerage holdings, credit cards, loans, and crypto wallets sit scattered across a dozen institutional portals, Sure brings your entire financial life into one private, self-hosted wealth management workspace. You can track checking, savings, real estate, vehicles, and multi-currency investment portfolios while monitoring real-time net worth charts and thirty-day account sparklines. Automated account synchronization connects through Plaid, SimpleFIN, Enable Banking, Lunch Flow, SnapTrade, Questrade, and native Bitcoin, EVM, or Solana wallet integrations, alongside manual CSV, XLSX, and PDF statement imports. A built-in statement vault parses date ranges and opening or closing balances directly from uploaded PDF statements in seven languages to reconcile your ledger against bank records. Day-to-day transactions support nested subcategories, merchants, tags, receipt attachments, and automated categorization rules with regular expression matching. Monthly budgets let households run shared family budgets alongside individual member budgets while automatically excluding 401(k) and IRA retirement contributions from spending limits. Portfolio tracking pulls market prices from Yahoo Finance, Tiingo, Twelve Data, and Alpha Vantage, calculates or locks per-share cost basis, and labels buys, sells, and dividends. An optional AI assistant sidebar answers natural-language questions about your cash flow and spending habits. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

If your books live in a plain-text Beancount ledger, Fava turns that file into a browsable dashboard of statements, charts, and a built-in editor. Income Statement, Balance Sheet, Trial Balance, Journal, Holdings, and Statistics reports render as tables and charts, with stacked or single bars, monthly breakdowns, and at-cost conversion. Three top-bar filters narrow every report. Match by date, account pattern, #tag, ^link, payee, metadata, or amount; spaces require all conditions, commas accept any. The Query page runs Beancount Query Language statements like bean-query. Two-column results become line or treemap charts, and every result exports to CSV, plus XLSX and ODS with the Excel extra. The browser editor autocompletes accounts, payees, and tags. Press n for a quick-add form that records a new transaction. Drag a receipt onto an account name to file it in that account's documents folder, or onto a Journal row to attach it to the transaction. Budget directives from daily to yearly show remaining amounts in charts and reports. Colored indicators flag passed or failed balance checks on opted-in accounts. Importers feed a review list; extensions add custom report pages. Gmail-style keyboard shortcuts speed up daily use. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Every service you run, behind one polished start page: Dashy is the most customizable homelab dashboard, built as a Vue.js homepage. Configuration lives in a single YAML file, but you never have to hand-edit it: an integrated UI editor with real-time validation writes changes back to disk, so both config-as-code and point-and-click camps are served. Status indicators put a live health dot next to every app - HTTP checks or pings on custom intervals, with response time and status details on hover - giving you an at-a-glance uptime overview before anything breaks. Over 50 built-in widgets pull dynamic content from the services you already run: Pi-hole and AdGuard block stats, Proxmox lists, Nextcloud status, Netdata CPU/memory history, Prometheus data, plus weather, RSS, crypto prices, and generic iframe/API-response widgets for anything with an endpoint. Instant fuzzy search launches any app as you type, with customizable hotkeys and web-search fallthrough. Theming is deep: dozens of built-in themes, a UI color palette editor, and custom CSS over CSS variables. Alternate views include a fast-loading minimal startpage and a workspace view that embeds apps side-by-side without leaving the dashboard. Icons resolve from Font Awesome, homelab icon packs, emojis, or auto-fetched favicons. Built-in authentication, multi-page support, cloud backup/sync, and multi-language round out an MIT project with a massive community.

A single pane of glass for every service you run, arranged by drag-and-drop with no YAML or JSON files: Homarr is the modern dashboard for self-hosted infrastructure. Its grid system arranges apps, widgets, and bookmarks on desktop or touch, backed by an icon picker with over 11,000 icons. What separates Homarr from static launchers is 50+ live integrations: Plex, Jellyfin, and Emby media stats, the *arr suite (Sonarr, Radarr) with a unified release calendar, download clients, Pi-hole and AdGuard Home controls, Proxmox, Home Assistant, OPNsense, and Unifi monitoring. Widgets update in real time over WebSockets (tRPC and Redis under the hood), and a built-in search queries thousands of data points across connected services. Custom widgets extend the reach to any HTTP API without code: define endpoint, auth, and refresh interval in the management UI, then render responses as stat grids, tables, progress bars, status indicators, action buttons, or full custom JSX layouts - with an AI-prompt helper for generating templates. Multi-user support is first-class: credentials, OIDC, or LDAP sign-on, groups with granular permissions, and secrets encrypted with AES-256-CBC. A robust background-job system scales it from a Raspberry Pi homelab to deployments serving hundreds of users.